People often say there's no free lunch. But with so many wonderful parks, piers and playgrounds all around Panama City Beach, you can get pretty close. To get you started, here are some fun things to do to make the memories of your Panama City Beach vacation, priceless.

BEAUTIFUL BEACHES

With 27 miles of white sand and turquoise water, the World’s Most Beautiful Beaches are accessible at no charge. With nearly 100 access points, you won’t have a difficult time finding a spot to dig your toes into the famous sugar-white sand. To view a full list of beach access points, go to VisitPanamaCityBeach.com.

NATURAL DIVERSIONS

Get a breath of fresh air and head outside for a natural adventure. Pack a picnic lunch and visit Camp Helen State Park, 185-acres of ecological wonder that is bordered on three sides by water, the Gulf to the south and Lake Powell to the north and east.

The most visited park by locals and tourists alike is St. Andrews State Park. Here you can cast a line and catch some fish, take a dive and scuba along the jetties, or simply enjoy what has been named the Best Beach in America — all for less than $10 per vehicle.

Spanning nearly 3,000-acres, The Panama City Beach Conservation Park features 12 different trails of varying difficultly and eight boardwalks totaling more than a mile in length. Bring binoculars — you’ll likely spot plenty of birds and wildlife in the wetlands area of this picturesque park.

CATCH A CONCERT

If you are visiting during the summer season, be sure to check out the Summer Concert Series, held each year at Aaron Bessant Park from June through August, where you can enjoy a free concert in the park every Thursday night. Don’t forget to bring your lawn chairs and blankets. Coolers, food and — yes — pets are welcome.

PARK & PLAY

Frank Brown Park is an impressive state-of-the art sports complex, complete with an aquatic center, children’s playground and 200-plus acres of recreational facilities.

Admission to the park is free, so, you can park and play without spending a penny. Entrance fees to the park’s aquatic center vary based on age and residency, but start at just $3 per person. Score!

SHOPPING

Technically, window-shopping and art gallery browsing are free. So go treasure hunting for souvenirs and get all the ideas you want for stocking stuffers. Visit large shopping centers such as Pier Park, which are filled with both name-brand and specialty boutiques, or take on the Décor By The Shore shopping trail, which showcases dozens of one-of-a-kind mom-and-pop shops peppering the coast. No matter what, you’ll bag a great time — and surely clock some serious miles on that Fitbit, too.

ACCOMMODATIONS

Most accommodations offer complimentary amenities as exclusive privileges for booking direct, so be sure to ask about all the goodies that come with your stay. From free DVD rentals to free beach chair setups, there are a host of freebies, so take full advantage of them. Many resorts and hotels have fun daily activities for kids, so be sure to ask. And some even have attractions on-site, Sandpiper Beacon for example has a lazy river, waterslides and miniature golf — all free to registered guests.